First, we do not use "model portfolios" for your important investments.
The allocation of your investments is determined by your objectives and your risk tolerances, not some generic model.
Second, we do not invest in "The Market" but rather, we invest in professional management.
We invest exclusively in diversified
portfolios of institutional mutual funds, so we are
actually investing in the management of the funds. Each
management team specializes in their segment of the market.
We choose fund managers that have out-performed their peers
for the recent past and, without changes in the fund, are
expected to continue their performance.
By assembling a diversified portfolio of "better than
average" funds, we seek to produce portfolios that are
"better than average."
Finally, we watch your investments.
We watch the specific funds within your
portfolio to see that they are "on track."
We monitor your portfolio so that it
maintains the allocations planned for you.
We track your portfolio relative to the
market and your goals so we can discuss
these important
matters with you.
